Food and Beverage

The Zambian food and beverage industry is a large, essential, and steadily growing part of the economy, driven by urbanization, population growth, and rising incomes. It is dominated by staple foods, packaged foods and beverages. Giant players operate across manufacturing and vertically integrated supply chains. Modern retail is expanding, and the biggest competitive advantage lies in far-reaching distribution networks.

That said, challenges like price-sensitive consumers, supply chain constraints, currency volatility, competition from regional imports and high production costs continue to affect the industry. From manufacturers and processors to retailers and restaurants, we understand the risks present and structure comprehensive coverages to mitigate them:

• Stock insurance
• Machinery breakdown
• Property and machinery insurance
• Plant all risks
• Industrial all risks
• Product recall
• Employers’ liability
• Fire insurance
• Cyber insurance

Contact us today to get started