Trade credit insurance is a type of business insurance that protects a company’s accounts receivables against the risk that commercial customers do not pay their invoices on time or at all, typically due to insolvency, bankruptcy, or prolonged default, by compensating a portion of the unpaid debt so that businesses can stabilize cash flow, safely extend credit terms, and expand sales.
Fidelity Guarantees protect businesses from direct financial losses due to employee dishonesty, fraud, theft, embezzlement, forgery, or misappropriation of assets like money or securities.
Money insurance protects businesses from losses due to theft, robbery, damage, or destruction of physical cash, cheques and similar negotiable instruments, covering scenarios such as transit to banks, on-premises storage in safes or counters during/after business hours.